- Don't think you are in a Flood Zone? Everyone is in a Flood Zone. If you are told you are not then you are most likely in an ‘X' Zone, one of the low hazard areas.
- In and around the Grand Strand unless your property is on the waterfront, you are most likely in an ‘X' Zone. The high hazard zones (namely VE & AE) can extend into second and third row lots and along the inlet or creeks.
- Lenders do not require you to carry flood if your business or home is in a ‘B', ‘C' or ‘X' Zone.
- 35 to 40% of all flood claims occur in ‘X' flood zones.
- Homeowners Wind & Hail policies written through the South Carolina Wind & Hail Underwriting Association (Wind Pool) are improved from Depreciated Value to Replacement Cost when Flood Insurance is in place.
- Most FEMA Flood Maps are available for viewing online at http://gis1.msc.fema.gov/Website/newstore/Viewer.htm.
Myrtle Beach Flood Insurance
Here are some facts about Flood Insurance in Myrtle Beach, North Myrtle Beach, Surfside Beach and Garden City Beach.