Hired & Non-owned Auto for HOA Liability

One of the most important additions that can be made to a condo or homeowners association General Liability policy is Non-Owned and Hired Auto coverage. It protects from certain bodily injury and property damage caused by vehicles that are not owned, but have been used for official association business.

The most common example is when either a board member or an employee is involved in an accident in their personal vehicle while running an errand for the association. If the individual doesn't have adequate coverage on their personal policy to cover the damages, other involved parties could sue the association to make up the difference.

Talk to a Southern Coast Insurance Group agent today to make sure that you and your investment are properly covered.